Wednesday, March 20, 2019

Ultimate Goliath Easter Basket Giveaway

Ultimate Goliath Easter Basket Giveaway

Welcome to the Ultimate Goliath Easter Basket Giveaway!

1 Winner - 1 of each game listed below

This giveaway is part of our Spring/Easter Gift Guide – Stop by to see all the giveaways and great products.

Host is Michigan Saving and More

My co-hosts for this giveaway are Deliciously Savvy, SaraLee’s Deals Steals & Giveaways
Below is a list of all the bloggers involved in the gift guide giveaways.
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This giveaway's Sponsor is:

GOLIATH GAMES

Pressman Toy

Lucky Ducks Game

See the review HERE.

Giggle Wiggle

See the review HERE.

Jumping Jack

See the review HERE.

Catch The Fox

See the review HERE.

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THE GIVEAWAY

This giveaway/sweepstakes is in no way endorsed, affiliated, or associated with Facebook, Twitter or any other Social Media Networking Site. This Giveaway is valid to United States residents only, Entrants must be 18+ years of age to enter. This giveaway event will end at 11:59 PM (EST) 4/08/19. The winner will have 48 hours to email their information back to las93063 at gmail dot com or a new winner will be drawn, you may want to put this email address as safe as it could go to spam. The giveaway is not valid where prohibited! By entering you are authorizing us to collect the information on the form below, this information is used only to contact the winner! No purchase necessary, Void where prohibited by law, and the number of eligible entries received determines the odds of winning. Winners are chosen randomly by the Giveaway Tools program. The sponsors are each responsible for shipping of the above prizes. No blog associated with this contests are responsible for prize fulfillment. If you would like to be a sponsor in a giveaway like this please email Laura Smith at las930 (at)gmail (dot) com. If you take an entry you must stay following for the entire contest or you will be disqualified.

Also we all “love it if you like us” on Facebook! If you like our blogs on social media it helps us bring you only the best giveaways and more of them! Don't forget to stop by for your daily bonus entries.

Enter below and Good Luck!
 

Staying At Home As You Age

Staying at Home As You Age

 The aging of America is well underway. According to the U.S. Census Bureau, there were 40.3 million Americans aged 65 or older at the time of the last census in 2010. The continued graying of America will very soon lead to a new demographic milestone. By 2035, older adults will outnumber children for the first time. The Census Bureau predicts that the number of people aged 65 and over is expected to hit 78.0 million.

 

Aging in Place

Not surprisingly, many Americans strongly desire to stay in their own homes as they get older. This is called “aging in place.” Aging Americans that are concerned about personal safety and other daily life tasks now have viable options that make staying at home and living independently possible. Successful alternatives to assisted living centers and nursing homes do exist. Some of the home care services Massachusetts offers include adult foster care (AFC) and other care that coordinates meal prep, errands and shopping, socializing and housekeeping. There are both non-medical services and skilled medical services available.

 

Non-Medical Home Care

 People who wish to age in place have varying levels of need when it comes to the services that will allow the individual to remain in his or her home. Non-medical care primarily consists of custodial care rendered by a home health aide (e.g., bathing, dressing, and eating); homemaker services (e.g., grocery shopping, cooking, cleaning, and laundry); and companionship services.

 

Skilled Medical Care at Home

By contrast, in-home medical care consists of actual home health services given to patients by medically trained and licensed professionals as an alternative to receiving skilled care in an assisted living facility or a nursing home. This can include a wide variety of services, including monitoring vital signs, wound care, administering medications, blood work, and a host of other possibilities.

 

There are a wealth of home-based services that can allow you to age in place in the comfort and familiarity of your own home. Doing so can ensure that you have the peace of mind that comes with living in a warm, familiar environment throughout your life.

Tuesday, March 19, 2019

Amazon Gift Card Giveaway

amazon giveaway

GIVEAWAY DETAILS

Prize: $50 Amazon Gift Card

Hosted & Sponsored by: Home Jobs By Mom

Rules: Use the Giveaway Tools form to enter daily. Giveaway ends 04/16 and is open to the United States or anywhere that can redeem an Amazon gift card. Entrants must be 18 years old to enter. Winner will be notified via email.


Good Luck! Enter Below

Also we all “love it if you follow us” on Instagram!

ONE entrant will be selected by the entry form to win a $50 Amazon Gift Card. Open for entry US (or anywhere that can redeem an Amazon gift card), 18 years and older from 03/16/19 thru 04/16/19. No purchase necessary. Void where prohibited. This giveaway is in no way endorsed, affiliated or associated with Facebook, Twitter or any other Social Media Networking Site. The winner will have 48 hours to respond to notification email to claim their prize or a new winner will be selected. Once a winner is drawn and confirmed, the name will be announced on the GiveawayTools form. Home Jobs By Mom will be responsible for sending the winner their prize.

Are you a blogger? CLICK HERE to get a FREE link added to one of our giveaways. Just post and report!


If you have any questions or are a brand/company and would like to work with Home Jobs By Mom please contact me. Also, to be informed of new giveaways and blogger opps CLICK HERE.


Thank You So Much For Visiting Today!

Sunday, March 17, 2019

Tips For the Busy Woman Who Happens To Be The Women's Ministry Leader

If you're currently the women's ministry leader of your church, congratulations! You have the amazing opportunity to lead women into closer relationships with Christ, one another and their communities. Even though it might seem like a fun party filled with girl power sentiments, there's actually a whole lot involved in the process. It can be so overwhelming that you get discouraged. However, know that it's more than possible to do an incredible job.

Consider the following ways you can become an incredible women's ministry leader for the women of your congregation.

1. Develop a strong devotional life. If you aren't tapped into the source, you will definitely struggle to keep your sanity. This type of job isn't for the faint of heart. There will be times when you feel discouraged and disrespected when all you're trying to do is serve others. The key is to ministry is a relationship with Christ. Furthermore, you've got to maintain a real relationship with Christ. If your relationship is just for show, you won't be able to serve others adequately. Start by making sure your daily devotional life is active. Make sure you're talking to God on a daily basis. Study your Bible. What you do in private will sustain you when you're elevated to a public platform.

2. Build a team. Build a team that honors the responsibility you've been called to. As a result, they respect your leadership and authority. Your team is important because you can't be everything to everyone without burning yourself out. Plus, this is the point of a christian women's fellowship. You all are called to help and support one another in the journey. Assign someone to take care of the food when you all have events. Ask someone else to take care of the decorations. Leave someone in charge of email correspondence. As you develop a well-oiled machine, you'll feel more confident in your ability to lead and be led by God.

3. Create a schedule. Always prioritize women's ministry activities and tasks. As you're building the ministry, do a new task every day that will help the ministry move forward. Whether you're booking a new speaker, ordering gifts for the upcoming Mother's Day celebration or making a phone call to one of the women in the congregation, find ways to squeeze one task each day that's related to the ministry.

Thursday, March 14, 2019

Bursting With Fun Giveaway

Bursting With Fun Giveaway

Welcome to the Bursting With Fun Giveaway!

1 Winner - 1 each of the games listed below

This giveaway is part of our Spring/Easter Gift Guide – Stop by to see all the giveaways and great products.

Host is Michigan Saving and More

My co-hosts for this giveaway are Deliciously Savvy, SaraLee’s Deals Steals & Giveaways
Below is a list of all the bloggers involved in the gift guide giveaways.
~~~~~~~~~~~~~~~~~~~~~~~~
This giveaway's Sponsor is:
Choice of 1 of below:

13 Dead End Drive

See the review HERE.

Apocalptic Picnic

KOZO

See the review HERE.

Rubik's Tactile Cube

See the review HERE.
.

Stink Bug

See the review HERE.

Rubik’s Junior Puppy

See the review HERE.

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THE GIVEAWAY

This giveaway/sweepstakes is in no way endorsed, affiliated, or associated with Facebook, Twitter or any other Social Media Networking Site. This Giveaway is valid to United States residents only, Entrants must be 18+ years of age to enter. This giveaway event will end at 11:59 PM (EST) 4/01/19. The winner will have 48 hours to email their information back to las93063 at gmail dot com or a new winner will be drawn, you may want to put this email address as safe as it could go to spam. The giveaway is not valid where prohibited! By entering you are authorizing us to collect the information on the form below, this information is used only to contact the winner! No purchase necessary, Void where prohibited by law, and the number of eligible entries received determines the odds of winning. Winners are chosen randomly by the Giveaway Tools program. The sponsors are each responsible for shipping of the above prizes. No blog associated with this contests are responsible for prize fulfillment. If you would like to be a sponsor in a giveaway like this please email Laura Smith at las930 (at)gmail (dot) com. If you take an entry you must stay following for the entire contest or you will be disqualified.

Also we all “love it if you like us” on Facebook! If you like our blogs on social media it helps us bring you only the best giveaways and more of them! Don't forget to stop by for your daily bonus entries.

Enter below and Good Luck!
 

Wednesday, March 13, 2019

Family Adventure PAWPARRAZI DVD Giveaway

Family Adventure PAWPARRAZI Giveaway

Welcome to the Family Adventure PAWPARRAZI Giveaway!

2 winners

Host that put together this giveaway is SaraLee’s Deals Steals and Giveaways & Michigan Saving and More

Below is a list of all the bloggers involved in the gift guide giveaways.
~~~~~~~~~~~~~~~~~~~~~~~~
This giveaway’s Sponsor is:

Lionsgate

Super Cute PawParazzi
See the review HERE or HERE.
A fast-rising Hollywood starlet learns that people are more important than possessions in PawParazzi, arriving on DVD, Digital, and On Demand March 19. The cushy life of Latte the Hollywood dog is turned upside down when her owner, superstar actress London Bridges, heads to the boonies to make a new film.

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THE GIVEAWAY

This giveaway is in no way endorsed, affiliated, or associated with Facebook, Twitter or any other Social Media Networking Site. You are not eligible if you have won a prize from this sponsor in the last 12 months. This Giveaway is valid in the United States Only and Entrants must be 18+ years of age to enter. This giveaway event will end at 11:59 PM (EST) 4/2/19. The winner will have 48 hours to email their information back to SaraLee at s8r8l33 (at)yahoo(dot) com or a new winner will be drawn, you may want to put this email address as safe as it could go to spam. The sponsors are each responsible for shipping of the above prizes. No blog associated with this contests are responsible for prize fulfillment.If you would like to be a sponsor in a giveaway like this please email SaraLee at s8r8l33 (at)yahoo(dot) com. If you take an entry you must stay following for the entire contest or you will be disqualified.

Also we all “love it if you like us” on Facebook! If you like our blogs on social media it helps us bring you only the best giveaways and more of them! Don’t forget to stop by for your daily bonus entries.

Enter below and Good Luck!
 
 

Home Ownership Doesn't Have To Be A Nightmare



While research says that 1 in 3 Americans are reduced to tears while trying to buy their first home, there are ways to make this whole process much less stressful and less painful.

Buying your first home (and even your second home for that matter.) will indeed take a lot of time. So much time that just trying to gather the paperwork and documents needed for financing will be a major pain! Prepare to be up late, biting your nails, and pulling your hair out of your head. However, there are ways to relieve your stress and anxiety.

Preparing For Your New Adventure


Everyone has a dream house even though not many of us can really attain that dream house, you can get close to it. Before venturing out and finding a real estate agent to start showing you random houses, try making a list of what you would like to have in your dream house. This way the agent can start knocking houses out that they think you’re not going to be interested in. You might have a few ideas that you absolutely have to have in your house for instance; 2 bathrooms, detached garage, or maybe the biggest kitchen possible. Keep those on your “must have” list. You could create an additional list with things you would love to have but would still consider even if they’re not included. (Keep in mind that this is probably the biggest purchase in your lifetime and you’re in it for the long haul. Don’t cut too many of your “must haves” out!)

Getting approved for financing can be a real drag. You’re probably going to be playing phone tag for days or even weeks. They’re going to request paperwork you forgot even existed and you’re going to have to do real annoying things like call your bank and ask for the last 2 years worth of bank statements or dig through cardboard boxes to find pay stubs or tax returns. When you think you’ve gathered everything the mortgage company needs, they’re going to call or email and say they need 2 more year’s worth of bank statements and tax returns and your 3rd grade report card to prove your existence. (I’m kidding about the report card of course! Although, it wouldn’t surprise me!)

Take some time before starting the whole home buying process and find the basic documents and paperwork you will need. If you aren’t already filing and keeping records from everything and anything, start. I’ve learned more than once that keeping documents forever is extremely important for many reasons. Make copies of everything, put all of it into a nice folder and just spend a little time each day or week, finding everything you will need. This way, when you think you have everything, you can call your mortgage company of choice for a pre-approval and offer to scan or fax everything right away. What kinds of paperwork should you start collecting?

1) Bank statements
2) Debt
3) Investment statements
4) Tax returns
5) Proof of citizenship/residence (Birth certificate, passports, state ID, drivers license, social security card.)
6) Pay stubs (or profit and loss statements, 1099 for self-employed..

You’re Pre-Approved So, Now What?


If you haven’t already found a reputable real estate agent, now would be a great time to do some research! Start by asking your friends and family, posting on Facebook, and reading online reviews about real estate agents who are local to wherever you’re house shopping.

You’re going to need some cash down so hopefully you either already knew this and have been saving or you have a ton of cash lying around that you can grab! The mortgage company and real estate agent will help you figure out what you need down. If you’re lucky, you can find a seller who is offering to help or cover closing costs! (Typically 3.5% down for an FHA loan and 20% for a conventional mortgage.) The 20% can be lower but you should discuss this with your mortgage company and real estate agent to determine what’s best for you!

The actual shopping experience may seem like it takes forever or maybe it doesn’t take more than a week. You could luck out and find your dream house or almost dream house immediately and you may just have to deal with making your offer and waiting to hear back from the seller. One of the most important steps in buying a home and doing everything you can to make sure you’re not investing in a money pit comes next.

Inspections


Depending on the property you may need more than 1 initial inspection. Finding professionals who are reliable and trustworthy may be yet another stressful experience. You can learn more about what happens during a home inspection here.

You should expect to pay at least between $200-400 for a home inspection however, depending on your mortgage company, the type of property you are buying and any notes that your appraiser may have added. One thing is for certain, a 2nd opinion is always a good thing. The seller may say something like, “Oh, no worries, I just had the roof inspected and it’s all good.” or “We recently had a termite inspection done so, you won’t have to worry about that!” It may seem like they are telling the truth and maybe they are! But, hiring professionals to give you peace of mind is probably a very wise idea.

In my experience, one of the most expensive repairs was a roof replacement. We purchased our house with the understanding that the roof would “be good for at least 15 more years” and when we closed on the house, we were given an estimate and a receipt that the sellers had paid for a local roofer to come to patch the roof when spring came around. So, we had the roof patched when the local roofer came by and then again a year later and a couple of years later and then we found out that the entire thing needed to be replaced and as soon as possible. This was our mistake because had we contacted a professional to inspect the roof, we may have had some wiggle room when it came to the price of the house. You can rely on the pros like, Westchase Roofing, to come evaluate and inspect your roof and let you know what your options are. This could save you a great deal of money in the long run!

If you have any other ideas or want to share your experience for first-time homebuyers, please leave a comment below!