Thursday, February 14, 2019

Choosing A Senior Living Community

Do you have a senior citizen in your family who can no longer live alone? If this is the case, you will need to begin to look for a senior living community. This is a place where elderly people can live full-time under the constant supervision of a highly trained staff. There are many places like this in most communities. However, you need to thoroughly investigate a senior living community before you agree to place your elderly loved one in their care. Here are a few of the things you should do in order to make your decision much easier.

1. Talk to some of your work colleagues and friends to find out which senior living community they chose for their loved one.

You would be wise to get the advice of people you know on this matter. It can be quite helpful. These people can tell you what to look for when you are comparing the facilities you are considering. What factors did they look at when they were making their decision? Are they happy with the way the staff treats their loved one? Have there ever been any serious problems? How much does the facility charge? Would they advise you to use the same senior living community for your elderly loved one? Talking to people you know might help you find some very good senior housing Denver.

2. How many people stay in the facility at one time?

This is an important question because you do not want to choose a facility that is too crowded. On the other hand, you also do not want to place your loved one in a senior living community that does not have enough people to make friends with.

3. How many staff members does the facility employ?

You need to be sure there are enough staff members to adequately care for all the people staying at the facility. Never assume this will be the case. There are some facilities that try to save money by not having enough people on their staff. Make sure your loved one will get the high-quality care you are paying for.

Friday, February 1, 2019

Stella & Dot New Stylist Sign-Up Special

**I was compensated for this post and this post contains affiliate links, and I will be compensated if you make a purchase after clicking on my links. ** 




This is a great opportunity if you have been thinking about starting your own business or have another New Year's resolution you want to check off of your list!

Sign-up as a Stella & Dot Stylist for $99 today!

You only need a downpayment of just $99 and you can start earning extra money by setting your own schedule and working from home. The remaining balance of the $100 starter kit will be waived when you sell $1000 in your first 30 days. This won't be too hard considering there is something for everyone's style at Stella & Dot! They are constantly adding new styles so you'll be able to easily find a few items to please everyone's taste!

Shop New Arrivals at Stella & Dot Here!

If you're looking for a unique way to earn some extra money, make new friends, use your sassy sense of style to help others, and show off your creative makeover skills, you want to check into Stella & Dot Trunk Shows. This is a very cool way to introduce friends and family to the new styles and your new career. Trunk Shows come with tons of perks for hostesses so bring your planner so your guests can set a date and time to host their own Trunk Show and invite their family and friends! (Hostess perks include free items and 50% off!) Hosting your first show could lead to new customers, a filled up agenda with new Trunk Show dates and new friends. So, be sure to have lots of drinks and snacks and have fun with it! You could host a themed show or just use this a way to let everyone know about the new items you fell in love with.

You have until February 5th to take advantage of the $99 starter kit! What are some of your favorite Stella & Dot styles? (Don't forget to check out the sale tab too! I think I found the most gorgeous cobalt blue sweater there!)

Classroom Valentines (And Stickers Too!) At Minted.com

** This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links. I was compensated for this post. **

Enjoy FREE Priority Shipping on Classroom Valentine and Sticker Orders $35+ with code BEMINE2019 at Minted! 



 


Every time I think I have it all figured out, Minted comes back and surprises me with something they offer that I never would have thought of! I guess what I should do from now on is just go ahead and check out their site before I even think about doing anything else. I mean, sure, I'm probably not going to find beef jerky there or toilet paper. But, I can find journals, stationery, an endless supply of art, calendars, invitations, some of the most unique greeting cards for every occasion (and maybe some occasions you didn't even know existed!), pillows, and the list just keeps going and going.

Well, now, I find that they have Valentines for my kid's classrooms! Not just Valentines but stickers too! As with most everything at Minted.com, you can personalize your classroom Valentines and your stickers too!

Minted's Classroom Valentine's Cards are created by independent artists (Just like everything on Minted.com!) so, you'll be helping them with your purchase. I always loved that everything on this site is made by an independent artist because I prefer to shop small and shop often with local businesses. I feel that more of the money makes it into the right hands this way! Besides that, the quality is top-notch!

There are styles to fit every personality and age at Minted.com. Another cool thing about Minted is that when you find an artist that just totally "gets" you and you think, "Oh, wow, I have to buy more from this magical person who knows exactly what I like and knows what it's like to be me!" you can simply click on their name and VOILA! There is their photo, a bio, and an easy to search catalog of their other creations. You can even "heart" their page and share their page on your social networks.



While you're deciding which Classroom Valentines to order for your kiddos, be sure to check out Minted's Valentine Photo Cards! (You can save 15% on those right now too!) You'll want to send valentines to everybody on your Christmas card list, your entire neighborhood, you might even start going through the phone book to grab some more addresses because the cards are seriously that cool! (Does anyone even use a phone book anymore?)

So, did you find anything extra awesome at Minted? I'd be delighted to read any comments about your favorites! I'm really digging the kid's Classroom Valentines! I'm thinking about buying the cards that look like records and the "you're rad" stickers myself. My kids found quite a few they really like. So far, the "Floss like a boss" cards are winning! There are even cards for your older children who may be just way too cool for things like this. For instance, my 12-year-old daughter really thinks the card that reads, "Here's your annual piece of paper and candy" is like, the best thing ever! It fits her attitude and it is quite charming!

I think it's extra cool that they are very fairly priced and come with matching envelopes and you can personalize a lot of them! This will save a great deal of time on the night before Valentines Day! Especially if you're working with a bigger classroom or more than one classroom.

Enjoy 15% Off Valentine Photo Cards with code SENDLOVE19 at Minted!

** edited to add that while 1 or more codes may have expired, you will find a new discount/coupon code through these same links! Minted is pretty good at that kind of stuff! **

Saturday, January 26, 2019

Three Important Financial Lessons To Teach Your Children

Unfortunately, most elementary, middle and high schools don't teach financial literacy and money management. This is one of the main reasons why it's so important for parents to pass down this information to their children. When you teach these important lessons to your children when they're young, you'll increase their chances of financial success in the years to come. In order to make sure this happens, make sure you introduce them to a wide range of information at a level they can really comprehend. Though there are tons of financial lessons you can teach, start with these three.

1. Hard Work Hard work is its own reward. Furthermore, hard work is required when you're looking to provide for yourself and your livelihood. Sure, there is such a thing as passive income. However, there's also active income. In order to build passive income, you need money from active income to make it happen. This is where a full-time job comes in. When you're dealing with young children, they don't have full-time jobs. However, they can learn the importance of hard work by doing well in school and helping out with a few chores around the house. Based on their performance, you can reward them with an allowance or monetary gifts for good grades. When you attach currency to certain tasks, they might be able to have a better understanding of all that's involved in providing for oneself and others.

2. Management Once the money is in their hands, it's important to make sure they understand the importance of managing the money well. In this case, teach them how to create a budget. Teach them the importance of creating categories for their money to flow to. If they spend everything they have, they'll have nothing for a rainy day. This is why a savings account is vital. Make sure your children can keep a kids money bank to store the money they decide to save.

3. Investing If they want to build wealth, your children need to understand the importance of investing. This is where it's time to introduce passive income streams and different systems like the stock market and the foreign exchange market. Always teach at a level they can understand. As you do this, they'll be able to retain the information.

Tuesday, January 22, 2019

The Ins And Outs Of Pawn Shops

The United States is home to roughly 10,000 pawn shops, says the National Pawnbrokers Association (NPA). We've all heard of pawn shops, but few of us have ever sold or pawned items to them. Let's dig into the basics of pawn stores and see how they operate.

What Does Pawn Mean?

Pawn loans have three primary characteristics: they will never appear on credit checks or financial history reports, they are typically not large, and pawnbrokers are not legally allowed to ask for the money they loaned back. Keep in mind that pawn shops also buy products from customers, meaning that customers are not able to sell those products back to pawnbrokers to get their money back as in pawn loans.

How Do Pawn Stores Make Money?

These businesses, typically owned by independent entrepreneurs, make money through a variety of methods. Pawn shops primarily engage in the following activities: making pawn loans to people and charging interest, reselling new and used items that were purchased from customers, cashing checks, sending money orders, and selling cellphone services, among others.

What's the Typical Interest on Pawn Loans?

APR stands for annual percentage rate, or the total amount of interest accumulated on a loan in a year's time. The APR of pawn loans hovers anywhere around 75 to 150 percent per year. Most pawn shops charge interest by the month at around 10 percent interest. Keep in mind that defaulting on pawn loans automatically results in the transfer of ownership of your collateral to the pawn shop.

How Much Money Do Pawnbrokers Lend?

The typical range of return on items pawned to these stores is between 25 and 60 percent of what the item's fair market value is. Pawnbrokers refuse to purchase certain types of items, though this typically depends on owners' personal preferences. Pawn shops aren't the most popular way of getting money in a pinch, though they've served countless millions of Americans over the years. They offer several unique benefits to companies in financial services and specialize in jewelry pawn shop forest park.

Friday, January 18, 2019

Mrs Renfro's Gourmet Foods Prize Pack Giveaway

Mrs. Renfro's Gourmet Foods Prize Pack Giveaway _ Ends 02_11

GIVEAWAY DETAILS

Prize: Mrs. Renfro's Gourmet Foods Prize Pack (4 jars of winner’s choice!)

Hosted by: Home Jobs By Mom

renfro foods

Sponsored by: Mrs. Renfro's

Mrs. Renfro's Gourmet Foods
See the review HERE

Rules: Use the Giveaway Tools form to enter daily. Giveaway ends 02/11 and is open to the United States. Entrants must be 18 years old to enter. Winner will be notified via email.

One lucky winner is going to win their choice of 4 Mrs. Renfro’s salsas, relishes or sauces. Enter Below and good luck!
ONE entrant will be selected by the entry form to win a Mrs. Renfro's Gourmet Foods Prize Pack. Open for entry US, 18 years and older from 01/11/19 thru 02/11/19. No purchase necessary. Void where prohibited. This giveaway is in no way endorsed, affiliated or associated with Facebook, Twitter or any other social media networking site. The winner will have 24 hours to respond to notification email to claim their prize or a new winner will be selected. Once a winner is drawn and confirmed, the name will be announced on the GiveawayTools form. Mrs. Renfro's will be responsible for sending the winner their prize.

Also we all “love it if you follow us” on Instagram!


Are you a blogger? CLICK HERE to get a FREE link added to this giveaway. Just post and report!



If you have any questions or are a brand/company and would like to work with Home Jobs By Mom please email krystle (at) homejobsbymom (dot) com or contact me. Also, to be informed of new giveaways and blogger opps sign up for our newsletter HERE.


Thank You So Much For Visiting Today!

Saturday, January 12, 2019

5 Sustainable Swaps To Make In 2019

** This post contains affiliate links which means I will be paid if you make a purchase through my links! I am very grateful for any help however, I completely understand if you would rather visit the website directly to make your purchase! **



On my journey to creating a healthier home, I’ve learned that living sustainably is all about making small changes.
Seemingly insignificant actions — like bringing your own bags to the store — add up quickly.  
One of the easiest swaps I’ve made is using Grove Collaborative. Grove makes it almost too easy to live a healthier, more sustainable lifestyle.
Grove ships your favorite green household products (carbon offset) to your doorstep, on your schedule. There’s no fee to join — you only pay for the products you buy (and the prices are always lower than my local grocery store).
There’s never been a better time to try Grove Collaborative. Right now, when you place your first order of $20 from Grove using my link, you’ll receive:
Grove Concentrates
Grove Spray Bottle
Grove Matte Caddy
Grove Walnut Scrubber Sponges

(Existing customers will receive Grove Walnut Scrubber Sponges!)

Plus, if new customers spend $39 you will receive all of the above AND a Grove Stoneware Tray!
When you shop Grove, you’ll find lots of better-for-you versions of the products you use every day. Here are five sustainable swaps I’m making in the New Year:
  1. Refillable hand soap: Hand soap refills are an easy way to save money and reduce plastic waste. Instead of a single-use dispenser that you toss after a few weeks, you can refill this glass dispenser year after year. Grove’s hand soap pouches use 60% less plastic than a bottle of the same size and contain approximately 3 refills.
  2. Refillable dish soap: I’ve always loathed the plastic bottle of dish soap sitting on the counter, but haven’t been able to find an alternative until now. Grove’s refillable dish soap dispenser looks great sitting next to the sink while helping me cut back on single-use plastic.
  3. Seedling paper: Instead of vowing never to use paper towels again, I’m making the switch to Grove’s new tree-free paper towels. They’re made from bamboo pulp, which can hold 3x its weight in water! Switching to Seedling paper towels, toilet paper, and tissues is an easy way to protect the environment without compromising on effectiveness.
  4. Beeswrap: Sometimes, you just need a piece of plastic wrap to cover a wedge of cheese or keep a loaf of bread fresh. When that happens, I’ll be reaching for Beeswrap. Beeswrap is a beeswax-coated cloth food wrap that you can rinse and reuse. It keeps food fresh and looks cute sitting on the counter.
  5. Cleaning concentrates: Not only are clunky bottles of cleaner a pain to carry in from the car, they create so much plastic trash. Grove Collaborative’s cleaning concentrates deliver the same cleaning power I’m used to, minus the waste! Plus, the glass bottle is so much prettier than the typical plastic ones.
Bonus tip: Once you’ve submitted your Grove order, you’ll be signed up for the free 60 day VIP trial. For 60 days, save even more with free shipping, free gifts, price matching, exclusive sales and personal service. And if you spend $39, you’ll also receive a beautiful stoneware tray for free!